Average cost for auto insurance, 2007
Rank |
State |
Average expenditure |
Liability |
Collision |
Comprehensive |
| 1 | D.C. | $1,140 | $583 | $440 | $266 |
| 2 | New Jersey | $1,104 | $730 | $354 | $143 |
| 3 | Louisiana | $1,096 | $646 | $401 | $215 |
| 4 | New York | $1,047 | $692 | $330 | $157 |
| 5 | Florida | $1,043 | $719 | $289 | $116 |
| 6 | Rhode Island | $1,017 | $671 | $379 | $124 |
| 7 | Delaware | $1,012 | $693 | $296 | $110 |
| 8 | Nevada | $1,000 | $645 | $345 | $138 |
| 9 | Massachusetts | $981 | $622 | $313 | $121 |
| 10 | Connecticut | $964 | $603 | $334 | $124 |
| 11 | Michigan | $928 | $507 | $395 | $154 |
| 12 | Alaska | $923 | $569 | $381 | $155 |
| 13 | Maryland | $922 | $547 | $319 | $143 |
| 14 | Arizona | $873 | $490 | $303 | $213 |
| 15 | Washington | $841 | $551 | $257 | $120 |
| 16 | Hawaii | $837 | $524 | $314 | $117 |
| 17 | Pennsylvania | $820 | $490 | $305 | $121 |
| 18 | West Virginia | $819 | $502 | $296 | $177 |
| 19 | Texas | $808 | $450 | $337 | $168 |
| 20 | California (2) | $800 | $465 | $372 | $112 |
| 21 | Georgia | $782 | $421 | $367 | $168 |
| 22 | South Carolina | $762 | $475 | $254 | $150 |
| 23 | New Hampshire | $750 | $410 | $288 | $103 |
| 24 | Colorado | $738 | $429 | $264 | $167 |
| 25 | New Mexico | $730 | $449 | $292 | $164 |
| 26 | Illinois | $723 | $402 | $290 | $113 |
| 27 | Oregon | $723 | $485 | $224 | $97 |
| 28 | Minnesota | $721 | $427 | $212 | $165 |
| 29 | Kentucky | $720 | $469 | $260 | $128 |
| 31 | Utah | $697 | $419 | $265 | $115 |
| 30 | Alabama | $684 | $364 | $317 | $136 |
| 32 | Mississippi | $680 | $383 | $276 | $156 |
| 33 | Montana | $666 | $409 | $238 | $184 |
| 34 | Vermont | $662 | $347 | $293 | $122 |
| 35 | Virginia | $661 | $382 | $253 | $113 |
| 36 | Arkansas | $660 | $372 | $279 | $154 |
| 37 | Missouri | $658 | $370 | $252 | $144 |
| 38 | Tennessee | $649 | $359 | $288 | $124 |
| 39 | Oklahoma | $646 | $373 | $267 | $164 |
| 40 | Wyoming | $631 | $327 | $265 | $206 |
| 41 | Ohio | $628 | $365 | $241 | $99 |
| 42 | Indiana | $618 | $352 | $246 | $110 |
| 43 | Maine | $611 | $346 | $261 | $101 |
| 44 | North Carolina | $591 | $355 | $235 | $110 |
| 45 | Wisconsin | $582 | $325 | $202 | $116 |
| 46 | Kansas | $568 | $295 | $226 | $192 |
| 47 | Idaho | $564 | $332 | $228 | $118 |
| 48 | Nebraska | $554 | $313 | $202 | $175 |
| 49 | South Dakota | $534 | $285 | $191 | $193 |
| 50 | Iowa | $518 | $272 | $193 | $155 |
| 51 | North Dakota | $512 | $251 | $185 | $222 |
| United States | $795 | $475 | $301 | $136 | |
| (1) Ranked by average expenditure. | |||||
| (2) Preliminary. | |||||
| Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data. | |||||
| Source: © 2009 National Association of Insurance Commissioners. | |||||